LFWM provides advice on policies to protect you financially in the event of serious illness, injury or untimely death. Having adequate protection will give you peace of mind knowing that your family and any dependents will be financially protected.
As well as family, we also advise on all aspects of business protection. These aim to protect a business against the financial losses when an illness or death affects the business owners or their key employees. This will also give business owners reassurance and comfort that the business can continue.
- Life assurance
- Critical illness
- Whole of life
- Permanent health insurance
- Key person insurance
- Shareholder protection
- Business loan protection
Certain policies can also be utilised as part of an overall Inheritance Tax (IHT) planning strategy.
We also advise on protection plans for companies including ‘key man’ insurance.
As LFWM is independent, we can search the entire marketplace for the most competitive terms and ensure that any policy is appropriate to cover your risk.
Could your life cover be more tax efficient?
Taking out or replacing your existing life cover with a new Relevant Life Plan could be a tax efficient way of providing valuable life cover for your employees, or for yourself as a company director. Click here to find out more.