{"id":775,"date":"2021-09-24T10:00:35","date_gmt":"2021-09-24T10:00:35","guid":{"rendered":"https:\/\/www.lubbockfine.co.uk\/?page_id=775"},"modified":"2025-09-19T12:44:52","modified_gmt":"2025-09-19T12:44:52","slug":"retirement-planning","status":"publish","type":"page","link":"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/","title":{"rendered":"Retirement planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"775\" class=\"elementor elementor-775\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-489af43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"489af43\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce66b5e\" data-id=\"ce66b5e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8aebcc9 elementor-widget elementor-widget-content\" data-id=\"8aebcc9\" data-element_type=\"widget\" data-widget_type=\"content.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n        <div class=\"c-content\">\n            <div class=\"container\">\n                <div class=\"row\">\n                    <div class=\"c-content__content-container\"> \n                                                <div class=\"c-content__content cms-content\">\n                            <div ><p><strong>Do you have a clear vision of what you want your retirement lifestyle to look like? Are you on the right track to accomplish your goals?<\/strong><\/p><p>Planning for the future is arguably one of the most important areas of financial planning. It\u2019s crucial to know whether the provisions you are making for retirement will be sufficient for you to be comfortable in the coming years. If you have a plan in place, has it been reviewed lately to ensure it is on track? The investment world changes constantly and what was right before may not be now.<\/p><p>We understand your circumstances and needs will change over time, and decisions may become complicated. At LFWM, we consider all aspects of retirement and related advice, including the most tax-efficient ways to build up a retirement fund, understanding the various options available, managing income post retirement and pension consolidation of multiple schemes where appropriate.<\/p><p>We\u2019ll give you the confidence to build a strong retirement plan, advising you with the right financial steps to take. Whether it\u2019s to review your current plan or create a new one, we\u2019ll take you through each stage to secure your future and construct a plan that will provide you with the comfortable retirement you've earned.<\/p><blockquote><p><span style=\"color: #800000;\">Andrew put a package together for us which combines a secure income with some flexibility. We're very happy with the results. We can enjoy retirement with a safe outlook.<\/span><\/p><\/blockquote><p><strong>Paul Engelen<\/strong><\/p><h2>Our services include:<\/h2><ul><li>Pension consolidation<\/li><li>Generating tax efficient income in retirement<\/li><li>Projecting future pension values<\/li><li>Analysing costs<\/li><li>Investment performance<\/li><li>Reviewing and managing underlying investments<\/li><li>Pension contributions<\/li><li>Death nominations<\/li><li>Trusts<\/li><li>Managing pension lifetime allowance<\/li><\/ul><p><em>The Financial Conduct Authority does not regulate tax and trusts.<\/em><\/p><\/div>\n                        <\/div>\n                        \n                        \n    \n                                            <\/div>\n\n                    \n                                        \n                                            <div class=\"c-content__sidebar\">\n                                                                            <div 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                                                    <h3 class=\"c-content__sidebar-item-title\">Andrew Tricker<\/h3>\n                                                    <div class=\"c-content__sidebar-item-subtitle\">Director<\/div>\n                                                <\/a>\n                                                                                                <ul class=\"c-content__sidebar-item-info\">\n                                                                                                        <li class=\"c-content__sidebar-item-info-item\">\n                                                        Email: <a href=\"mailto:andrewtricker@lfwm.co.uk\" class=\"c-content__sidebar-item-info-link\">andrewtricker@lfwm.co.uk<\/a>\n                                                    <\/li>\n                                                                                                    <\/ul>\n                                                                  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                                                    Email: <a href=\"mailto:nicholasclark@lfwm.co.uk\" class=\"c-content__sidebar-item-info-link\">nicholasclark@lfwm.co.uk<\/a>\n                                                    <\/li>\n                                                                                                    <\/ul>\n                                                                                                <a href=\"https:\/\/www.lubbockfine.co.uk\/?p=14495\" class=\"c-content__sidebar-item-btn c-btn c-btn--text c-btn--text-primary\">Visit profile\n                                                    <svg class=\"\" viewBox=\"0 0 19 8\">\n                                                        <path d=\"M18.354 4.354a.5.5 0 000-.708L15.172.464a.5.5 0 10-.708.708L17.293 4l-2.829 2.828a.5.5 0 10.708.708l3.182-3.182zM0 4.5h18v-1H0v1z\" fill=\"#000\"><\/path>\n                                                    <\/svg>\n                                                <\/a>\n                                            <\/div>\n                                                                        <\/div>\n                            <\/div>\n                                                    <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b86c439 elementor-widget elementor-widget-content-with-image\" data-id=\"b86c439\" data-element_type=\"widget\" data-widget_type=\"content-with-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"c-content-with-image c-content-with-image--invert \">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"c-content-with-image__container\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t<div class=\"c-content-with-image__content-container\">\n\t\t\t\t\t\t\t<div class=\"c-content-with-image__content-wrapper\">\n\t\t\t\t\t\t\t\t<p class=\"c-content-with-image__subtitle\">Factsheet<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"c-content-with-image__title\">Big changes coming to Inheritance Tax<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"c-content-with-image__content-cms-container\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"c-content-with-image__content-cms-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-content-with-image__content-cms cms-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<p>With new rules coming in from 2026 and 2027, it\u2019s more important than ever to review your estate plans. This factsheet highlights the changes and outlines practical steps you can take.<\/p>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lubbockfine.co.uk\/wp-content\/uploads\/2025\/09\/LF_Factsheet-Inheritance-Tax-2025.pdf\" class=\"c-btn c-btn--text c-btn--text-primary c-btn--text-underline\">Download now<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"c-content-with-image__image-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"c-content-with-image__image-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-300x200.jpeg\"\n\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-300x200.jpeg 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https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/dmitry-vechorko-q6Kc9TrKD7M-unsplash-1-1024x683.jpeg 1024w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/dmitry-vechorko-q6Kc9TrKD7M-unsplash-1-768x512.jpeg 768w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/dmitry-vechorko-q6Kc9TrKD7M-unsplash-1-1536x1024.jpeg 1536w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/dmitry-vechorko-q6Kc9TrKD7M-unsplash-1-2048x1365.jpeg 2048w\"\n                                                loading=\"lazy\"\n                                                class=\"c-cta-listing__item-image\">\n                                                                            <\/div>\n                                    <h3 class=\"c-cta-listing__item-title c-btn c-btn--text c-btn--text-underline\">Financial modelling<\/h3>\n                                <\/a>\n                            <\/div>\n                                                    <div class=\"c-cta-listing__item\">\n                                <a href=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/protections-solutions\/\" class=\"c-cta-listing__item-link\">\n                                    <div class=\"c-cta-listing__item-image-container\">\n                                                                                                                                <img decoding=\"async\" src=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-scaled.jpeg\" \n                                                alt=\"Protection solutions Image\" \n                                                srcset=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-300x200.jpeg 300w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-1024x683.jpeg 1024w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-768x512.jpeg 768w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-1536x1024.jpeg 1536w, https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/natalya-zaritskaya-SIOdjcYotms-unsplash-2048x1365.jpeg 2048w\"\n                                                loading=\"lazy\"\n                                                class=\"c-cta-listing__item-image\">\n                                                                            <\/div>\n                                    <h3 class=\"c-cta-listing__item-title c-btn c-btn--text c-btn--text-underline\">Protection solutions<\/h3>\n                                <\/a>\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Do you have a clear vision of what you want your retirement lifestyle to look like? Are you on the right track to accomplish your goals? Planning for the future is arguably one of the most important areas of financial planning. It\u2019s crucial to know whether the provisions you are making for retirement will be [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":8147,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-775","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Retirement planning - Lubbock Fine Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement planning\" \/>\n<meta property=\"og:description\" content=\"Do you have a clear vision of what you want your retirement lifestyle to look like? Are you on the right track to accomplish your goals?Planning for the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Lubbock Fine Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-19T12:44:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/themes\/lubbock-fine-wordpress-main-website\/resources\/images\/social-share.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1922\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/themes\/lubbock-fine-wordpress-main-website\/resources\/images\/social-share.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/\",\"url\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/\",\"name\":\"Retirement planning - Lubbock Fine Wealth Management\",\"isPartOf\":{\"@id\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/1-scaled-1.jpeg\",\"datePublished\":\"2021-09-24T10:00:35+00:00\",\"dateModified\":\"2025-09-19T12:44:52+00:00\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/#primaryimage\",\"url\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/1-scaled-1.jpeg\",\"contentUrl\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/wp-content\/uploads\/sites\/2\/2022\/02\/1-scaled-1.jpeg\",\"width\":2560,\"height\":1922},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/#website\",\"url\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/\",\"name\":\"Lubbock Fine Wealth Management\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lubbockfine.co.uk\/wealth-management\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Retirement planning - Lubbock Fine Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lubbockfine.co.uk\/wealth-management\/retirement-planning\/","og_locale":"en_GB","og_type":"article","og_title":"Retirement planning","og_description":"Do you have a clear vision of what you want your retirement lifestyle to look like? 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